Lifestyle

KristinKristinFebruary 27, 2021
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7min270

We have all heard the term ‘net worth’ thrown around in many different instances. Usually, we encounter discussions of net worth when we are discussing the worth of celebrities or trying to understand news articles that constantly tell us how much money Billionaires are worth. However, if you were to ask your average person what net worth really is, they may not be able to explain it. There is no wonder why, as the net worth isn’t necessarily talked about in education or even brought up to people who make an average salary. Some people think they may know what net worth is, and if you are one of these people you may be surprised to learn that you’re not getting the full picture of what net worth is.

 

Common misconceptions

Many people believe that net worth is determined purely by the amount of money that someone has in their account. This is in fact a very common misconception and working out your net worth is a little more complicated than that.

 

What is net worth?

To put it plainly, your net worth is essentially the total value of all of your assets, minus any liabilities that you may have.  This includes the worth of any property that you may have, such as your home or a business that you may own. You add this total to whatever amount that you have in your bank account.

However, simply adding together all of your equity does not equate to your net worth and is not an accurate representation of all that you own. It is fair to assume that you have some sort of financial liabilities in your life, such as a mortgage or a car loan. These can not be forgotten when you are trying to work out your net worth, so you need to deduct your outgoing to get an accurate representation of what you are really worth. If that is confusing to you, then an easy way to work it out would be figuring out how much money you would have in your bank account if you sold all of your possessions and took away any outgoing costs that you have.

 

Positive and negative net worth

Though you may not have heard of it before, as well as having a positive net worth, you can also have a negative net worth. This happens when your liabilities outweigh the value of your assets and can often appear when you have a lot of your property bought via finance.  Though a negative net worth may seem scary, it is actually an extremely common occurrence. This is especially the case if you are a student or you have just left college and you are still paying off your student debts. Usually, when people first leave education or become a member of the working world, they have a negative net worth. This is because at that point people usually have more debt than property, but this can be changed within a number of years.

 

Is it important to know your net worth?

More likely than not, you won’t really ever need to know what your net worth is. However, in a time where we have a lot of outgoing and incoming costs, it can be difficult to keep track of how much money we really have. After all, with modern bills such as phone bills and continuous subscriptions, it can all add up without you knowing. When this happens, we can be led to believe that we have more money than we really have and so it is best to know our true worth so that we can comfortably have control of our finances.

 

Different types of net worth

As there are vast differences in the wealth system, it is understandable that there are different ways to measure net worth. Aside from the basics of positive and negative net worth, there is also ultra-high and high net worth. But you may be wondering, what’s the difference between ultra high net worth and high net worth?

As you can probably tell by the name, there is quite a big difference between those with a high net worth and those with an ultra-high net worth. People with high net worth have between one million dollars and ten million dollars, which is a substantial amount of equity. However, people who are considered as ultra net worth usually have over ten million dollars.

 

How can you improve your net worth?

The best way to improve your net worth is by getting rid of any loans or financial obligations that you have, once you have completely eliminated the costs that you have then you will start to gain a positive net worth. There is no point in trying to increase the property you own if you still owe money to others.


KristinKristinJanuary 13, 2021
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6min509

When you think of fashion, I imagine you picture glamorous runways and even more glamorous exclusive parties. The fashion industry is a billion-dollar industry that shows no sign of slowing down. Every year we buy products from some of the big-name brands, which gives them the opportunity to invest in creating even more clothing options. Something that a lot of people do not know is that a lot of big-name fashion brands actually use their influence and monetary power to donate to a number of charities.

 

There isn’t a charitable cause that has not received funds from fashion brands. Usually, the brands will donate to organizations that link closely to the message of the brand, but they are not restricted in which brands they donate to. In recent years, one of the main categories of charity that has been donated by fashion brands is medicare charities. There has been a big increase in brands donating to medicare charities in the last few years for a number of reasons. First of all, the medical sector has been under a lot of pressure for some time now due to a decrease in funding and an increase in demand. This has only magnified through the introduction of Covid 19, which has seen a mass population of hospitals and a drain on medical resources.

 

These brands not only donate to these charities, they also host events with the goal of spreading medical education in mind. But which fashion brands are donating millions to medicare?

 

Alice and Olivia

Alice and Oliva is an online-based fashion brand, offering year-round comfortable clothing to its consumers. Though this brand is by no means the biggest on this list, their contribution to medicare has been astonishing.  Since the start of the Corona pandemic, Alice and Olivia have donated 10% of their profit to causes that are aiding the treatment of Corona sufferers. This is a large part of their profit margin, yet they have promised to continue to do so until a viable cure is found and distributed nationwide.  They have been donating to charities in need since April last year and since then there have been hundreds of reports from charities that they have worked with, thanking them for their generous donations.

 

Skims

Skims is Kim Kardashian’s own clothing line and, much like Alice and Oliva, the brand has been making big steps to help with the current pandemic. The brand has pledged 20% of all profits made from its products to be donated to underfunded hospitals and other smaller health organizations. Skims promises that even after the strain of the pandemic decreases, they will continue to donate profits as they feel that the health care sector, in general, is underfunded and in need of additional funds. They hope that their donations will encourage other brands to take some pressure off of the already strained health sector.

 

 

Tom Ford

Everyone has heard of Tom Ford and the vast amount of money that they have donated to charity is no secret. The brand has been giving back to its community for over a decade, sponsoring several causes and supporting various charities. Even before the start of the pandemic, Tom Ford was donating to dozens of charities that supported medicare. Not only does the brand donate to various charities, but they also host events to spread the importance of the medical sector and also promote new medical findings. Just last year they hosted an event that discussed the advantages in choosing microcannulas over traditional needles with the hope that more medical centers will use them as part of their practices, due to the substantial cost difference between the two.

 

Michael Kors

Michael Kors has been donating to varying medical charities for a number of years due to his own experiences with his mother’s deteriorating health. The brand has donated thousands of dollars to charities specializing in the treatment of diabetes and other long term health conditions. During Michael Kors runway shows, attendees are expected to donate to various charities that Kors represents and there are often raffles that give all the proceeds to these charities.


KristinKristinAugust 5, 2020
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8min1064

If you try and think about what is that one thing which is constant, you will conclude that it’s “change”. And it is indeed a change that is one thing which is constant particularly when you talk about in terms of fashion. Since the very beginning of human civilizations, there has been this constant effort that is put to make ourselves look better. The distinct styles in fashion have gone through countless changes. With an increase in the number of innovations, change in the trend and a fashion style have also been quite rapid.

So, keeping in mind here is presenting you all with the list of some of the popular fashion genres that people have gone on to accept with all their hearts. Also, it will answer your question-

What are the different fashion genres?

The vintage style

Probably, it is one of those fashion genres that is adorable and is definitely a blast from a past. From the flapper dresses to a pinup clothing & from the retro swimwear to an indie clothing, this very vintage look is the culmination of a fashion from the 20s to the 70s. It is one of those trends that got the better of a test of the time.

The bohemian style

The finest way to describe this bohemian would be using the term non-traditional. The style that is similar to an arty, bohemian genre uses wild & extravagant patterns on the exotic textures. It may be attributed as inspiration from hippie & gypsy looks. It is often referred to as ‘Boho’.

A chic style

Chic is attributed to being fashionable and trendy. It is basically a kind of statement that makes an individual oneself look striking and smart. Whoever happens to follow this style ensures to opt for a well-tailored stylish design that is pretty classy. The strong colors that are not so extravagant, comes as part of a chic style. It’s something that goes on to relate to casual in a not so casual manner. If you’re part of this very style, the wardrobe is the symbol that is full of style.

The artsy style

Just how ‘artsy’ the names say, entreat independent creativity of a person. These are generally the ones who wish to make the statement of their very own by clothes they wear. Most time, they’re creators of their very own fashion style. They don’t follow a traditional norm and make a path for themselves. This unconventional form of the art guide to innovating too many interesting sorts of trends that are not restricted by a general textbook characteristic of creating a fashion.

A sexy style

Sexy genre is all related to showing off the very best features of yours. Let all the finest things you have out there to grab some attention from males. Most of it is accompanied by shorts, heels, or little skirts that fit you so well, this style goes on to leave a bare least for imagination. The exposure is simply to be at maximum and more skin is shown. The tight-fitting top is often chosen to show off your best features like the stomach and of course, breasts accompanied by fine cleavage. One thing to keep in mind is that this kind of fashion is not really every girl’s cup of tea. One got to have plenty of guts if she is to pull off this sexy genre.

The casual style

Casual is nothing but a combination of comfort and elegance. This simple and easy-going style has caught up quite well with time and is also one of the most sought fashion styles, thus far. None of the bold and exotic items will be found in a wardrobe of the woman who happens to follow casual fashion. They would go for a black pant and a white T-Shirt over some uncomfortable and tight exotic clothing any day. They are likely to keep it pretty simple and match an accessory with whatever simple clothing they’re wearing.

A sophisticated style

The individuals who prefer sophisticated styles are simply the ones who need everything at the best quality. Nothing goes on to satisfy them if it’s not worth trouble. They are often looking for styles that happen to make a statement on the culture, polished manner, and quality. Most of ‘em are ones who’re from the higher status and are somehow related to showcasing how the businesswoman would go on to dress up. Sophisticated may be attributed as a businesswoman minus that formal look. Luxury and culture mean most people who opt for this genre of fashion.

The tomboy style

Tomboy style is basically for individuals who don’t want or wish to dress like a woman being a girl. They don’t abide by the general norms of what should a woman wear. To put it in simple terms, they prefer white and black over pink or red. Most of the clothing they have in their wardrobe is a tad bit baggy and concentrates more on graphic Shirts and T-Shirts from a boy’s collection. They don’t prefer laces or frills and light colors. The boyish look is something they look forward to opting for a classy, elegant look.

The rocker style

Vintage Shirt or T-Shirt, leather jacket and ripped jeans – 3 words that go on to describe a rocker look. It’s amongst the most versatile genre of fashion that continues to change depending on a genre of the music, the person, and the band who opt to wear it. There is no baggy apparel in this style. Most clothes that are chosen are a tad bit smaller when it comes to size.

Well, this is all you get to read and learn about the different fashion genres that are currently ruling the world. It is expected that this guide will go on to answer all your questions relating to What are the different fashion genres?

For more info, you may look over the internet and learn some more.


KristinKristinAugust 5, 2020
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9min960

The world of fashion is everchanging. In this fast-paced world, the trend only remains constant for a few weeks or a maximum of a month or two. A lot of us try to stay in the style of what the industry is giving us, but a lot of us lack it. A lot of people require a sense of style and fashion, so they need professional assistance as they lack behind and wish they could dress and look better. We know that such situations can be harsh because not all of us have got the perfect lean body. Even though we want to wear what we desire, but our bodies don’t support us the same way, so is there no way for you to remain in trend? Do you have to rely on your old clothes all the time? No. You can still try to achieve that position. We present you with the top 9-fashion tips from Tan France on how to improve your style.

Who is he, and is he reliable?

Tom France is a well-experienced and classic designer with his clothing line in the market. He has represented several people in his fashion statement, and if you are a fan of some of the best OTT content, then you will know that this is the man you need to go to when you are facing doubt relating to styling and fashion. The man excels at heightening things that look good about you or the things you like about yourself to improve your self-confidence. He focuses on introducing stylish, quality clothing for women by offering a range of clothing items inclusive of swimwear, dresses, skirts, tops, and layering basics. If you are wondering what he has to say in terms of clothing and style, then you are reading the right article.

What are the top tips to improve your style?

We have concocted some of the best tips from the stylist himself to assist you in making the right choices and decisions. Here are the top 9-fashion tips for you:

  • Work on boosting your self-esteem

the top-notch designer suggests that you must wear clothes that boosts your confidence. You should not wear clothes just because it is fashionable, belongs to some well-known brand, or is expensive. You should wear clothes that you feel enhance your best qualities and brings out the best in you. You must understand that you look best when you wear clothing that makes you feel secure and confident when you look in the mirror.

  • Be a part of evolution

fashion will forever keep changing; as such, it would feel like you are wearing a uniform if you keep wearing the same look for years. As the fashion world keeps evolving, you should also keep pace with it. Wear whatever you feel comfortable wearing, but also ensure that it is something new. Keep changing your style and your looks. It too surges confidence in you.

  • Seek inspiration

when you are new to fashion or when you are trying the trend for the first time, it can get challenging to find the clothes that best suits you. What do you do? You can find an inspiring persona. When you have someone you can look up to, someone whose life and style impresses you, you will eventually end-up wearing the right clothes and looking smart. A lot of people look up to celebrities and essential people in the world and try to impersonate their style and fashion. You can, too, find yourself a person whose fashion sense is impressionable and follow the same.

  • The perfect jeans

we know the struggle of never being able to find the perfect jeans. Lucky are the people who end up finding the best jeans at one go. So, how do you pick out your perfect jeans? Well, every time you go out shopping, try a few pairs of jeans. It is one of the most natural methods for you to find your perfect pair, in addition to that. Try some of the tapered jeans because they help your legs appear longer.

  • Nude heels

heels are a way of empowering a woman. Some women find it amazing regarding how confident they feel when they wear heels. It makes you stand taller, chest out, and head held high. We believe that every woman’s wardrobe should have a nude heel. It goes with everything, whether you wear them with a cocktail dress or a pair of jeans and a blouse.

  • What about the masculine-presenting people?

if you have a body figure or face figure with a touch of masculinity, then you must have a dark suit, a good pair of jeans, a buttoned shirt, and a great tee in your wardrobe. These items will work on you a lot in the majority of casual and formal occasions. The rest of your wardrobe can function based on these few clothing items.

  • What kind of loungewear must you wear?

it is essential to feel comfortable in your home. When you are with your partner, you need to feel confident about yourself while you still make efforts for your loved ones. You can try uncountable clothing items, but wearing something soft and smooth should always be your go-to idea.

  • Try the french tuck

if you do not know what it is, then we are here to inform you that this is one of the best methods of making yourself look taller and give yourself a polished and laid-back appearance. It means that you need to tuck your shirt or blouse partially or slightly in your skirts, trousers, or jeans. This method is readily available to use with any blouse, even sweatshirts.

  • Do not go for capri pants

these pants are the foremost methods of making you look short. It is because it typically cuts a part of your leg and makes it seem oddly shaped. Some designers also tend to put embellishments that do nothing in favor of your looks.

Now, that you know all the 9-fashion tips from Tan France on how to improve your style, we hope that you will apply these methods, and bring out the best in you.


KristinKristinAugust 4, 2020
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8min1152

Fashion is an integral part of our life. You will meet people who claim that they don’t care about fashion style, but unconsciously they also do. They might not choose what they want to wear that day, but what they wear on that day, tells you a lot of their preferences. And those preferences are styles in the language of fashion. Fashion has distinct forms, but in essence, it’s pretty much constant. The styles come in trend, and they go off the pattern. But the techniques remain. Their engineering does not change.

We all want to present ourselves in some way or the other. Fashion is just a broader term that sums up all presentation styles. Some people often confuse fashion with appearances. The fashion style is much more than that. Not only it reflects how we carry ourselves on a different occasion, and it also shows how we perceive life.  So if these styles are a part of our lives, then it becomes our imperative that we explore and learn about these styles. Let’s have a detailed at some prominent fashion styles.

Exotic style

The style is self-explanatory. If you have not guessed it yet, it’s the style that makes you eye-catcher. The form puts thrust on things that are not common for most of the people. It keeps you guessing all the time. The clothing for this style centers on deep colors, unusual patterns, embroidery work, and prints.

The motto of the style is to make you look different for a special occasion. Put your soul into space where you start to think; it’s not ordinary me. You get the feeling that this extension of yourself. That’s why the job of the designers become complex but exciting when they design an exotic style. The primary goal of this art is not an easy thing to do, but today, many designers do exception work. And justify their art.

The Vintage style

As they say, everything is rights in retrospection. There are some “rights” that the fashion industry also does. It does through the vintage style. They take a form that was popular in the past; they make subtle improvisations to it and make it more presentable. The fashion industry has also reached a consensus on what they would call “vintage.” They decided that everything which has its roots before the 1990s is Vintage.

The retro-style may seem just an imitation of a past thing. But it is not. The real art lies in making a previous style relevant in current times. That’s where design professionals do their magic. And convince people that, here is a thing which is worth revisiting.  Something that people celebrated earlier, but you try this in this form. You will love it even more. The messaging of this style is very crucial. When people get it right, it becomes a trend.

Classic Style

People often confuse classic with vintage. But the classic is a different style, which focuses on ease and stability. Comfort is also a significant variable for this style. The products made for this style are usually well-tailored and clean.

Classic is known as one of the most timeless fashion styles. It never goes out of the fad, because it has a different market. If you ask even a most laymen vendor- What are the different types of clothing styles? He will talk about classic. That’s how mainstream it is. It reflects the zenith of elegance, which not many forms can. The way has its niche—the reason some designers prefer to call it a sophisticated style.

Street

The street has a great history. Also, the story of the emergence of the style is as impressive. That is one of those styles that nobody created. It just came into being and stayed forever. As the name suggests, it emerged from the streets. In the western world, it got the most recognition. The youngsters are the prime customers of this style. But it has a vast range and has it for every age group.

Over the period, this style has become a cultural thing in some countries.  And it is evolving every day given its acceptance and craze, this one of those styles that many more aspiring designers would want to pursue.

Arty style

The name gives it all. The art is always about creating something new; If not unique, then the better version of something which existed before.  The philosophy of arty style comes from the same place. Its style puts onus artistic themes that express themselves in newer and beautiful forms.

The arty style detests everything conventional. It away ventures into the unexplored territories, and creative thinking of art gives it liberty to experiment. The people who love artsy, love it the most. It’s more of manual skill. Arty handcrafted items are the most popular in its segment. The accessory that goes with is also not conventional. There is a full-fledged industry for it. Handcrafted arty accessories artists did manage to carve out space for themselves.  Overall, the style is very subtle. It’s never easy for artsy designers to satisfy their market. Because the target market base for this style is aware and always present to receive those subtleties, if they don’t find what they are looking for, they don’t get impressed.

Overall, the light is on the fact that the art of fashion is much more than liner generalizations.  If people start to recognize it more, they will be able to value it more. The orthodox knowledge and its relation to aesthetic keep people from learning about the importance of fashion styles. But if one looks into this domain, it’s as vast and deep as any scientific discipline.  The appreciation of something always goes through the perception of it.  If you learn of the subject of fashion, you will certainly appreciate it. The classification of the styles is way beyond the forms mentioned above. But it’s good starter knowledge to strike interest in this domain.


KristinKristinAugust 3, 2020
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8min915

The striking shine of a necklace and the bold appearance of a solid monochrome bag cannot be overlooked. Just like it is said, ‘’fashion is incomplete without an accessory’’. Most women swear by this statement. Fashion is definitely incomplete without accessories that bring out the real you. Different women are hooked into various sorts of accessories. It is not always the earring that you will find useful. Sometimes, a minimal accessory decked on your body does the trick.

But are accessories important? Yes! They are! Each accessory has its own meaning and completes the outfit you are wearing. It not only compliments your personality but uplifts your charm even more. A slight mismatch can sometimes bother you and make you feel incomplete. Therefore, wearing the right accessory is crucial.

Steps to choose the right accessory:

It is important to realize the efficiency and importance of an accessory. Women’s fashion is constantly evolving. Most young girls and ladies are equally vocal about their fashion needs. Each piece of accessory strikes the balance with the outfit you choose to wear. Therefore, here are some tips and the basic steps that will guide you on how to choose the perfect accessory:

  1. Accept the bling

Accessories for women comprise of different types of amazing items like jewelry, scarves, bags, etc. For completing your look, an accessory is a must. Therefore, the first tip that is always considered a blessing is to add some bling. Avoid wearing too much shimmer at one point in time.

If you wearing a dress that’s sparkly, do not accessorize with more than two items. If your outfit is simple, feel free to choose an accessory that gives instant bling. This will also make you look more fashionable.

  1. Wear your colors

If you are wearing a scarf, or for example, new earrings, think of keeping it simple as far as possible. Never buy an accessory that is either too big or small. This will make you look incomplete, in spite of the fact that you are wearing them. Choose your own colors and feel free to experiment. If you have your earrings on, skip the neckpiece and vice-versa. Also, when wearing a scarf, let your collar show. Do not hide your outfit with the scarf as that is just complete misuse of your accessory.

  1. Go nude

Nude is in fashion these days. Whether it is nude lipstick, eye-shadows, or bags, the color nude can complement any outfit that you wear. But, in some cases, lets your nudes shine out. If you are wearing a colorful outfit, try to pick a nude plump or stilettos. The contrast will make you look more attractive. You can try the opposites too, like wearing a light-colored dress and wearing a bold shoe.

  1. Keep a statement jewelry handy

Statement pieces can never go wrong. Avoid buying a piece that you cannot manage or seems uncomfortable to you. For that eye-catching appeal, you must buy a piece that can help you get better compliments. Therefore, always buy pieces that are precise, simple, yet sophisticated.

A butterfly locket or a platinum neckpiece not only adds a subtle glow to your face but makes you feel complete. These pieces are excellent and can go with any kind of outfit you choose to wear for the day.

  1. Bags are necessary

Having a good bag or just a decent bag collection is important. If you want to stand out of the crowd, let your bag shine out too. Good bags are an essential part of your accessory collection. Tote bags, bucket bags, or shoulder bags are some of the best types that every woman should have in her closet.

You can carry these bags any time of the day, to your workspace, and even for late-night parties. Also, a clutch bag as an accessory is best for young girls, who are just learning to get their accessories sorted out. A bag will rightly complement your outfit in the best way possible.

  1. Shoes and more shoes

You can never go wrong with shoes. Shoes are the masterpiece of your accessory collection. From nudes to bolds, each shoe comes with its own charm that cannot be messed with. While picking up a shoe, choose colors that you love. Follow the trend and also go bold.

On one hand, if you are wearing a light-colored outfit, think of wearing a pair of shoes with contrasting colors. Avoid too much pastel at once, as it can disturb the whole look of your outfit. Check some trends going on and try to incorporate and match your ideas. In this way, you will have a beautiful combination and all thanks to your accessories!

  1. Rings are the best you can choose

Rings are incredible and mark a shift from traditional accessory pieces. Nowadays, it is quite common to wear a ring on all your fingers. But one tip that will help you here is to avoid buying too large ones. It is good to wear one big ring on your finger, but not on all of them. Instead, buy sleek and beautiful rings that are small in length. This will give a better visual appeal and make your hands look beautiful!

The final thought:

Believe it or not, but an accessory is an essential part of women’s fashion that cannot be neglected. If you love to keep it simple or go over the top, each piece delivers an incredible charm that never goes unnoticed. If you think about it carefully, each accessory is unique in itself. A small ring, the choker, and even the bold neon shoes- each one of the attractive women you are!

On the whole, you can choose to wear any kind of accessory you like based on your likes and dislikes. Plus, you can readily follow the trend of new styles that can match your outfits and make you feel special. Accessories will never fade and its aura will remain forever!



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